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What is a financial phone number?
A financial number is a unique telephone number that is assigned to bank cards and accounts and is used to make financial transactions. It is literally a virtual key to your own accounts, which makes it impossible for unauthorised access to personal information and funds. It is typically used to log into online accounts for further financial transactions such as money transfers, bill payments, deposits, balance checks, etc. In addition to banking institutions, it is also used by insurance, investment, credit and brokerage companies to verify the identity of customers.
What is a financial number for?
A financial number is necessary for the safe and quick identification of a client in banks and financial institutions. Its main functions include:
- confirmation of transactions: SMS messages with one-time passwords to confirm transactions or log in to online banking;
- restore access: if you change your password or other login details, you can restore access to your accounts using the code;
- notifications: these are messages about the account status, received funds and payments, changes in tariffs and limits, etc;
- secure authentication: the system allows you to remotely confirm the user's identity using multi-stage verification.
The financial number is also used to register in applications, including the innovative mobile banking system GlobusPlus, which takes a few minutes to register using Diya or a passport and TIN.
Benefits of using a financial number
A verified financial phone number protects against fraudulent activities and ensures the speed and convenience of banking transactions.
The advantages of using a financial number include the following:
- security and an additional level of protection for accounts and banking information;
- convenience - a single number simplifies the process of confirming transactions;
- quick response to suspicious card activity;
- easy remote management of transactions;
- control and centralisation of messages and notifications.
It is the financial number to which information on card transactions is sent, so to change it to a new one, you need to contact any Globus Bank branch with the original passport and TIN to write a corresponding application.
How to protect your financial number
A financial number is a specific mobile number verified and validated by the bank using a code, usually consisting of four digits, which is sent in personal messages. It's not enough to know what a financial number is - it needs to be reliably protected from fraud. The first rule is to contact financial institutions only through official, trusted channels.
You also need to follow simple rules:
- never disclose your mobile number, logins and passwords to unauthorised persons;
- add two-step authentication, such as a password and SMS code;
- use strong, complex passwords for your accounts;
- ignore questionable links in messages and do not respond to phishing emails;
- prohibit remote SIM card replacement.
To change your financial number, you need to contact the nearest Globus Bank branch with your original passport and TIN.
Using the financial number, you can perform all operations in the Globus Plus app remotely: open cards, make payments in Ukraine, and send international transfers. After downloading the app from the AppStore or Google Play, registration takes just a few minutes. GlobusPlus users have the following options available to them: opening deposits with a profitable interest rate, profitable cashback, taking out a loan for up to 12 months, and paying by instalments in partner stores.
